by CMS Marketing | Jul 28, 2026 | Uncategorized
Owners are often surprised that a partial loss can be settled for less than the limit they carried. In Salt Lake City, the usual reason is a clause buried in the commercial property insurance form called coinsurance. Here is the short answer. A coinsurance clause asks...
by CMS Marketing | Jul 21, 2026 | Uncategorized
Most small businesses in Salt Lake City own fewer vehicles than they use. Staff run errands in their own cars, and that is where non-owned auto coverage enters the picture. Here is the short answer. Non-owned auto coverage is the part of a commercial auto policy...
by CMS Marketing | Jul 14, 2026 | Uncategorized
If you hire subcontractors, your workers compensation coverage may be broader than you think. In Salt Lake City, an injured worker who has no coverage of their own often looks up the chain, and the business that hired the crew is the next stop. Here is the short...
by CMS Marketing | Jul 7, 2026 | Uncategorized
If a general contractor just kicked your paperwork back, the phrase behind it is usually additional insured endorsement. In Salt Lake City, most commercial construction contracts require the upstream party to be added to your liability policy, and a certificate alone...
