About PDR Insurance

Full Service Agency

PDR Insurance is a full service insurance agency based in Draper, Utah. We provide insurance solutions to companies and individuals in Utah and throughout the Wasatch front. Because we are an independent agency, we’re not tied to just one specific insurance company. This allows us to shop our network of top rated national carriers to find the best coverage and pricing for our clients. We know that every client is different, and we have the flexibility to find the perfect fit for ever situation.

For decades, clients have also turned to PDR Insurance because we are a true one-stop-shop for small business owners. Because of our experience offering both robust group benefits packages and complete risk management solutions, we eliminate the need to have multiple agents. The core products we offer include Business Insurance, Health Insurance, Employee Benefits, and HR/Payroll Coordination. Call today for a free policy review and see why hundreds of business owners have chosen PDR’s expert staff to help save money and simplify their lives.

Meet Our Team

Johnie Tolman


Johnie has worked in the Payroll/Insurance Industries for over 15 years. Johnie graduated from BYU, majoring in Marketing Communications & Spanish. Johnie has been a Licensed Insurance Agent since 2008 and in 2018, Johnie became an insurance broker and co-owner of PDR Insurance Agency. Johnie loves to make people laugh, and has owned his own comedy club, called “Fat, Dumb & Happy’s.” He loves speaking Spanish, acting, laughing, gardening, landscaping and hanging with his family. People have confused him with being Negan, Robert Downey, and a male model but we know him as just plain old Johnie!

O: 801-316-1390

C: 801-420-0254

[email protected]

Mark Benson


Mark has worked in the Payroll/Insurance Industries for over 15 years. Before working in Insurance, Mark successfully ran and co-owned a landscape design company for almost a decade. Mark is a licensed Insurance agent for P&C and Health since 2008, and in 2018, Mark became an insurance broker and co-owner of PDR Insurance agency. Mark is fluent in Spanish & Portuguese and has a rare talent to mimic any language he comes across. Mark loves golf, the New York Yankees and vacationing with his family on the Oregon Coast.
O: 801-316-1390

C: 801-404-0353

[email protected]

Lori Henrie

Personal Lines Insurance Agent

Lori Henry has been in the Insurance Industry for 13 years now. Lori can take care of all or your personal insurance needs whether it be home, autos, umbrella or toys. Prior to that she owned and operated Arby’s restaurants for 25 years. She loves working with the public and helping people take care of their assets for peace of mind. Lori prides herself in customer service and feels it’s safe to say you would have a hard time finding any better. Lori and her husband have 8 kids together and 5 grandchildren that she loves to spend time with.

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Max Morgan

Customer Support Manager/Insurance Agent

Max has over 25 years of professional experience in the business world. He has worked in roles such as finance & banking, account/inventory manager, mortgage officer, commercial lending and credit analyst. He recently earned his insurance certificate enabling him to sell property & casualty insurance. He has a BS from Utah Valley University & an MBA from Westminster College. Max enjoys watching football, playing golf, and keeping up on current events.

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Terese Johnston

Benefits Account Manager

Terese Johnston is an experienced health benefits/business development professional who excels in uncovering customer needs, providing solutions, handling objections and satisfying the needs of clients.

Dynamic and articulate team player, communicator offering high powered presentation and negotiation skills with strong industry relationships based on service, trust, support and followthrough.

Terese is proud of her veteran husband who served in the Air Force. She has two wonderful kids, an amazing son-in-law, two beautiful granddaughters and a dog. Terese enjoys golfing, cooking, organizing and spending time with her family.

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Nicole Torgerson

Account Manager

Nicole Torgerson has specialized in the Product Liability industry for over 5 years and LOVES it! Trying to meet a contract? With a background of knowing what a lot of big retailers are requiring, she will be sure to get you taken care of. (Manufacturer, Distributor, Wholesaler, Retailer, etc.) She is efficient in responses and makes sure things get done quickly. She is actively pursuing her CIC designation and is always eager to learn more. While she is not working, she is a mother of a little girl and little boy who keep her on her toes. Nicole enjoys camping, planning parties, crafting and eating her husbands delicious Traeger cooked meals!

[email protected]

Need help? We are ready to help you with whatever you need!

(801) 316-1390
PDR Insurance is Ready!