Flood Insurance
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Frequently Asked Questions
Does homeowners insurance cover flood damage?
Standard homeowners insurance does not cover flood damage. You need a separate flood insurance policy to protect your home and belongings from flooding. This is especially important if you live in a flood-prone area or near water sources in Utah.
Is flood insurance expensive?
Flood insurance costs depend on your property’s location, flood risk level, and coverage amount. PDR Insurance can help you find affordable rates and explain what different coverage levels include so you can choose the protection that fits your budget.
When should I buy flood insurance?
It’s best to purchase flood insurance before you need it. There’s typically a waiting period before coverage begins, so waiting until bad weather is forecast could leave you unprotected. Contact PDR Insurance today to discuss your flood risk and get a quote.