Comprehensive Business Insurance Solutions for Your Company’s Protection

At PDR Insurance, we understand that business owners face a wide range of risks that can impact their operations. Whether you’re a new business just starting out or an established company looking to reassess your insurance needs, we offer a comprehensive suite of business insurance options to ensure your company is fully protected. 

As trusted insurance advisors, we help you build a customized insurance program that fits your specific business needs. Here’s an overview of the key coverages available:

Workers Compensation Insurance

One of the most important aspects of business protection is ensuring your employees are covered in case of work-related injuries. Workers Compensation Insurance provides coverage for medical expenses, lost wages, and rehabilitation costs. It is a crucial component for businesses of all sizes and ensures compliance with state laws, offering peace of mind to business owners and employees alike.

General Liability Insurance

General Liability Insurance is essential for protecting your business from claims of bodily injury, property damage, or other incidents that could occur on your business premises or as a result of your operations. This coverage helps safeguard your business against lawsuits and protects your financial interests in case of an unexpected event.

Commercial Auto Insurance

If your business owns vehicles, Commercial Auto Insurance is necessary to protect against accidents, theft, or damage to company vehicles. Whether you have a fleet of trucks or just a few cars, this coverage ensures that your vehicles are properly insured while on the road, helping to manage risks associated with business transportation.

Commercial Property Insurance

Commercial Property Insurance protects your physical assets, including buildings, equipment, and inventory, from damage caused by events like fire, theft, or natural disasters. This coverage ensures that your business can quickly recover from unexpected losses, providing the security you need to continue operations.

Commercial Umbrella Insurance

Commercial Umbrella Insurance offers an extra layer of liability coverage above your existing policies, such as general liability and commercial auto insurance. It helps protect your business from large, unexpected claims that could exceed the limits of your primary policies, giving you additional financial protection and peace of mind.

Inland Marine Insurance

Inland Marine Insurance is designed to cover property that is not typically covered by standard commercial property policies. If your business involves transporting goods or equipment over land, this coverage protects against loss or damage during transit, whether by vehicle or while in temporary locations.

Bonds

Bonds are an important part of many businesses’ risk management strategies. Whether you need a surety bond to guarantee the performance of a contract or a fidelity bond to protect against employee theft, our insurance advisors can guide you in selecting the right bond to meet your specific business requirements.

Product Liability Insurance

For businesses that manufacture, distribute, or sell products, Product Liability Insurance is a must. This coverage protects your company from claims related to injury or damage caused by your products. It helps ensure that your business is financially secure if a product defect or issue leads to a lawsuit.

Why Choose PDR Insurance for Your Business Protection?

At PDR Insurance, we offer tailored insurance solutions designed to meet the unique needs of business owners. Our extensive experience in risk management allows us to create an insurance policy that not only protects your assets but also helps minimize risks and optimize your business operations. We work with top-rated carriers to provide competitive pricing and coverage options, ensuring you get the best value for your business insurance needs.

Contact PDR Insurance Today

If you’re a new business owner or looking to review your current coverage, our expert insurance advisors are here to help. Contact us today at 801-316-1390 or visit our contact page to learn more about how we can help protect your business with the right insurance policy.